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Special Permits Insurance Requirements
The City of Modesto has varying insurance requirements for those wishing to do business. This guide is used as a reference and is subject to change.
Please refer back to the department that you are contracting with for additional details and to access our PINS Advantage insurance submittal software.
Special Permits Insurance Requirements
Entertainment Permits
| Insurance Type or Requirement | Requirement |
|---|---|
| General Liability | $1,000,000 and Property Damage $100,000 or combined limit of $2,000,000 |
| Additional Insured Endorsement | Additional Named Insured language required: The City of Modesto, its officers, officials, employees, agents and volunteers are to be covered as additional insureds. |
Encroachment and Grading Permit
| Insurance Type or Requirement | Requirement |
|---|---|
| General Liability | $1,000,000 and $2,000,000 aggregate |
| Worker's Compensation | $1,000,000 |
| Additional Insured Endorsement | Additional Named Insured language required: The City of Modesto, its officers, officials, employees, agents and volunteers are to be covered as additional insureds. |
Cannabis Delivery Permit
Insurance Policies must be issued by an insurance company licensed to do business in the State of California with an AM Best rating of not less than A:VII. Each insurance policy required shall provide that coverage shall not be canceled except with 30 days’ notice to the City.
Insurance General Requirements
| Insurance Type or Requirement | Requirement |
|---|---|
| Commercial Auto Liability Insurance | Covering bodily injury and property damage for owned, hired and non-owned vehicles on a per occurrence basis $1,000,000 per occurrence and $2,000,000 annual aggregate. If you are unable to obtain this insurance view our FAQ for more information. |
| Certificate Description | Description section of Certificate must state: "The City of Modesto, its officers, officials, agents, employees and volunteers shall be named as an additional insured under the General Liability and Auto Liability policies. All Liability policies are primary and Non-Contributory. Waiver of Subrogation applies to the Worker’s Compensation policy. 30-day notice of cancellation will be provided to the Certificate Holder." |
| Certificate Holder Section | City of Modesto, its officers, officials, agents, employees and volunteers 1010 10th Street, Suite 3300, P.O. Box 642 Modesto, CA 95354 |
| Additional Insured Endorsement | Additional Named Insured language required: The City of Modesto, its officers, officials, employees, agents and volunteers are to be covered as additional insureds. |
Additional Information
- Prior to Permit approval, Applicant must procure, agree to maintain and supply evidence of insurance at the levels listed and in accordance with the all applicable provisions. Applicant shall provide evidence of the insurance required herein, satisfactory to City, consisting of certificate(s) of insurance and any required endorsements evidencing all of the coverages required.
- Applicant will provide proof that policies of insurance required herein expiring during the term of the Permit have been renewed or replaced with other policies providing at least the same coverage. Such proof will be submitted to the City within 10 days of renewal.
- In the event of any loss that is not insured due to the failure of Applicant to comply with these requirements, Applicant will be personally responsible for any and all losses, claims, suits, damages, defense obligations, and liability of any kind attributed to City, or City’s officers, employees, agents, or volunteers as a result of such failure.