Why doesn't the city pay for damages caused by falling limbs from city trees?

The Public Works Forestry Division has established an excellent maintenance and pruning program for city trees. The courts have consistently ruled that this program shows that the city provides reasonable care. Consequently, when tree limbs do fall it is considered an Act of Nature and the city is not responsible. 

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1. How do I file a claim for damages against the city?
2. What happens when I do file a claim?
3. Why doesn't the city pay for damages caused by falling limbs from city trees?